Understanding my coverage
The current policy year is from Sept. 1 – Aug. 31 or from Jan. 1 – Aug. 31 (for new January students).
*Please refer to the Insurance brochure for all applicable definitions, conditions, restrictions, and exclusions. In case of any discrepancy between this website and the insurance brochure, the information in the insurance brochure will prevail.e site et la brochure d'assurance, l'information contenue dans la brochure d'assurance doit prévaloir.
To obtain all of the details of your coverage, including maximums, follow the links below.
| Prescription Drugs - Quebec resident |
Remaining amount after RAMQ |
| Prescription Drugs - Non-Quebec resident |
Up to 80% |
| Vaccinations |
100%
Annual Maximum $50 |
| Psychologists, Psychotherapists, Guidance Counsellors, and Social Workers |
50%
Annual maximum $500 |
| Massage Therapists |
$50 per visit
Annual maximum $750 |
| Chiropractors |
$20 per visit
Annual Maximum 400$ |
| Physiotherapists |
$40 per visit
Annual Maximum $750 |
| And More |
Medical equipment, tutorial service, dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn More
|
| Eyeglasses & Contact Lenses |
$100 every 24 months |
| Eye Exam |
$60 per 24 months |
|
Learn More
|
| Annual Maximum |
$500 per policy year |
| Preventive Services (recall exams, cleanings) |
50% |
| Basic Services (fillings, oral surgery, periodontics) |
50% |
| And More |
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc. |
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Learn More
|
| Travel Health Coverage |
120 days per trip |
| Medical Incident |
$5,000,000 per lifetime |
| Trip Cancellation |
$3,000 per trip |
| Trip Interruption |
$7,500 per trip |
|
Learn More
|
| Gender Affirmation Care |
Included in the Dental Plan
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys |
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Learn more - 2SLGBTQIA+ Support
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| Empower me - Powered by Dialogue |
Available as of Sept. 1, 2025
Included in the Health Plan
A student assistance program providing mental health and wellness services 24/7 |
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Learn more - Mental Health & Wellness
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Find more details about the Plan here:
