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Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, from Jan. 1 – Aug. 31, 2024 (for new January students), or from May 1 – Aug. 31, 2024 (for new May students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Health
Prescription Drugs

80%

Annual maximum $5,000

(Exceptional maximums may apply for certain drug categories) 

Vaccinations

100%

Annual maximum $150

Chiropractors

60% per visit

Annual maximum $400

Physiotherapists

60% per visit

Annual maximum $400

Podiatrists/Chiropodists

$40 per visit 

Annual maximum $400

Osteopaths

$40 per visit 

Annual maximum $400

Speech Therapists

$40 per visit 

Annual maximum $400

Athletic Therapists

$40 per visit 

Annual maximum $400

Registered Dietitians

$40 per visit 

Annual maximum $400

Naturopaths

$50 per visit 

Annual maximum $500

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, etc.

Learn More
Vision
Eyeglasses & Contact Lenses

$150 every 24 months

Eye Exam

1 exam up to 75$ per policy year

Laser Eye Surgery

$150 per policy year

Learn More
Dental
Annual Maximum

$750 per policy year 

Preventive Services (Recall Exams, Cleanings, Extractions, Scaling)

70%

Basic Services (Fillings)

70%

Basic Services (Oral Surgery, Endodontics, Periodontics)

50%

And More

Fluoride treatments, x-rays, oral hygiene instruction, etc.

Learn More
Travel
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Mental Health & Wellness
Empower Me

Included in the Health Plan

A student assistance program providing mental health and wellness services 24/7

Learn more - Mental Health & Wellness
Gender Affirmation Care
Gender Affirmation Care

Included in the Health Plan

Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys

Learn more - LGBTQIA2S+ Support