80%

Annual Maximum $5,000

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a psychologist or social worker.  

80% per visit (up to $25)

Annual Maximum $400

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist.

80% per visit (up to $25)

Annual Maximum $400

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a speech therapist.

80% per visit (up to $25)

Annual Maximum $400

80% per visit (up to $25)

Annual Maximum $400

Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist.

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

$150 every 24 months

$50 per 2 policy years

$150 every 24 months

$750 per policy year

70%

50%

70%

20%

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

120 days per trip

$5,000,000 per lifetime

$3,000 per trip

$7,500 per trip

Available starting Sept. 1, 2025

Available to eligible MSA students

A student assistance program providing mental health and wellness services 24/7

Included in the Health Plan

Virtual health care that connects you with nurses and physicians from anywhere in Canada