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This website is being updated for the 2023-2024 policy year. For information on the previous policy year, see your previous Insurance Brochure. Note that your Plan will have a new health and dental insurer from September 1, 2023: GreenShield. Come back soon for updates.


Understanding my coverage

The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).

To obtain all of the details of your coverage, including maximums, follow the links below.

Prescription Drugs - Quebec resident

Remaining amount after RAMQ

Prescription Drugs - Non-Quebec resident

Up to 80%



Annual maximum $300


$50 per visit 

Annual maximum $500

Massage Therapists

$20 per visit 

Annual maximum $400


$40 per visit 

Annual maximum $600


$50 per visit

Annual maximum $750


$20 per visit

Annual maximum $400


$20 per visit

Annual maximum $400

Speech Therapists

$20 per visit

Annual maximum $400


$20 per visit

Annual maximum $400

Dieticians (with medical recommendation)

20 $ per visit

Annual maximum 400 $

Athletic Therapists

$20 per visit

Annual maximum $400

And More

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

Learn More
Eyeglasses & Contact Lenses

$200 per 24 months

Accident Coverage for Eyeglasses

$100 per 12 months

Eye Exam

$60 per policy year

Laser Eye Surgery

$150 per policy year

Learn More
Annual Maximum

$1000 per policy year

Preventive Services (recall exams, radiographs, polishing, etc.)


Basic Services, Endodontics, and Periodontics


And More

Fluoride treatments, scaling, oral hygiene instruction, etc.

Learn More
Travel Health Coverage

120 days per trip

Medical Incident

$5,000,000 per lifetime

Trip Cancellation

$3,000 per trip

Trip Interruption

$7,500 per trip

Learn More
Virtual Health Care
Hi (Health Interactive)

Hi (Health Interactive)

Virtual health care that connects you with nurses and physicians from anywhere in Canada

Learn more - Virtual Health Care
Legal Care Program
The Essentials

A consultation service for all your legal questions, and legal representation for disputes related to housing, employment, academic rights, and more

Learn more - Legal Care Program
Mental Health & Wellness
Empower Me

Powered by Dialogue

A student assistance program providing mental health and wellness services 24/7

Learn More - Mental Health & Wellness