Understanding my coverage
The current policy year is from Sept. 1, 2023 – Aug. 31, 2024, or from Jan. 1 – Aug. 31, 2024 (for new January students).
To obtain all of the details of your coverage, including maximums, follow the links below.
Prescription Drugs & Vaccinations |
Up to 80%
Annual maximum $3,500. |
Up to 80%
Annual maximum $3,500 |
Psychologists/Psychotherapists |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
Physiotherapists |
Up to 80%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist. |
Up to 70%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a physiotherapist. |
Chiropractors |
Up to 80%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a chiropractor. |
Up to 70%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a chiropractor. |
Acupuncturists |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
Massage Therapists |
Up to 80%
Annual maximum $500
Please note that you need a referral by a medical doctor to be covered for visits to a massage therapist. |
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Speech Therapists |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
Dietitians |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
Naturopaths |
Up to 80%
Annual maximum $500 |
Up to 70%
Annual maximum $500 |
Osteopaths / Chiropodists / Podiatrists |
Up to 80%
Combined maximum of $500 per policy year |
Up to 70%
Combined maximum of $500 per policy year |
And More |
Dental accident services, ambulance transportation, accidental death and dismemberment, etc. |
Learn More
|
Eye Exam, Eyeglasses, or Contact Lenses |
$200 per 24 months |
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Laser Eye Surgery |
$ 150 per policy year |
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Learn More
|
Annual Maximum |
$500 per policy year |
$500 per policy year |
Preventive Services (recall exams, cleanings, x-rays, scaling) |
70% |
50% |
Basic Services (fillings, endodontics, periodontics) |
70% |
50% |
And More |
Oral hygiene instruction, application of fluoride, etc. |
Learn More
|
Travel Health Coverage |
120 days per trip |
120 days per trip |
Medical Incident |
$5,000,000 per lifetime |
$5,000,000 per lifetime |
Trip Cancellation |
$3,000 per trip |
$3,000 per trip |
Trip Interruption |
$7,500 per trip |
$7,500 per trip |
Learn More
|
Conversation - Powered by Dialogue |
Included in the Enhanced Care and Basic Care Health Plan
Fast access to mental health professionals with no out-of-pocket cost, offering consultations until remission |
Learn more - Mental Health & Wellness
|
HI (Health Interactive) - Powered by Dialogue |
Included in the Enhanced Care and Basic Care Health Plan
Virtual health care that connects you with nurses and physicians from anywhere in Canada |
Learn more- Virtual Health Care
|
Gender Affirmation Care |
Included in the Enhanced Care and Basic Care Health Plan
Coverage for gender-affirming medical care and legal assistance for students on their gender affirmation journeys |
Learn more - LGBTQIA2S+ Support
|
Find more details about the Plan here: