Health Plan = Dental Plan =

Your University of Toronto Students' Union Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your students' union, the University of Toronto Students' Union (UTSU). This group Plan is unique in that it helps fill the gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. The Plan covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(UTSU Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs* Up to 80%
annual maximum $5,000
Vaccinations Up to 100%
annual maximum $200
Psychologists/Masters of Social Work/Clinical Counsellors/
Psychotherapists
per visit $100
annual maximum 15 visits
Chiropractors per visit $30
annual maximum 20 visits
Physiotherapists per visit $30
annual maximum 20 visits
Speech Therapists** per visit $30
annual maximum 20 visits
Naturopaths & Homeopaths per visit $30
combined annual maximum 20 visits
Acupuncturists & Registered Massage Therapists** per visit $30
compined annual maximum 20 visits
Podiatrists/Chiropodists per visit $30
annual maximum 20 visits

Health benefits also covered:

Medical equipment, diagnostic tests, dental accident services, ambulance transportation, accidental death and dismemberment, and more.

*Please note that contraceptives are covered up to $250 per policy year and diabetic testing agents are covered up to $1,000 per policy year.

**Please note that you need a referral by a medical doctor or a chiropractor to be covered for visits to massage therapists and speech therapists.  

Vision Coverage Plus Vision Coverage Your Plan1
Eyeglasses, Contact Lenses & Eye Exam per 24 months $150
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $1,500
Trip Interruption per trip $5,000
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year $800
Examinations and X-rays 70%
Basic Preventive Services and Basic Oral Surgery (lab tests, extractions, maintenance of removable dentures - cleanings) 80%
Preventive Scaling and Polishing 70%
Periodontics (gum treatment) 70%
Basic Restorative Services (fillings, endodontics, oral surgery, anesthesia, maintenance of removable dentures - other than cleaning) 60%

Other dental benefits that are covered:

Oral hygiene instruction

Notes

1 - To obtain all of the details of your coverage, please visit the website for your UTSU Plan at utsu.ca/health.

Additional Information

Group Name: University of Toronto Students' Union Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Desjardins Insurance

Group Number (Health & Dental): Q1212

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180