Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by OCAD U. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(OCAD U Student Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs & Vaccinations* 90%
annual maximum $3,000
Psychologists/Registered Social Workers per visit 100%
annual maximum $1,000
Registered Massage Therapists per visit 80%
annual maximum $300
Chiropractors per visit 80%
annual maximum $300
Physiotherapists per visit 80%
annual maximum $300
Naturopaths per visit 80%
annual maximum $300
Osteopaths per visit 80%
annual maximum $300
Dietitians/Nutritionists per visit 80%
annual maximum $300
Podiatrists/Chiropodists per visit 80%
annual maximum $300
Speech Therapists per visit 80%
annual maximum $300
Acupuncturists per visit 80%
annual maximum $300
Occupational Therapists per visit 80%
annual maximum $300

Health benefits also covered:

Tutorial service, ambulance, dental accident, medical equipment, etc.
*Note that oral contraceptives and contraceptive devices are covered at 90%. Smoking cessation products are covered at 90%, to a maximum of $500 per lifetime. Vaccinations legally requiring a prescription are covered at 90%, to a maximum of $1,000 per policy year.

**Please note that you need a referral by a medical doctor to be covered for visits to registered massage therapists, physiotherapists, occupational therapists, psychologists, and registered social workers.  

Vision Coverage Plus Vision Coverage Your Plan1
Eye Exam per 24 months $100
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $3,000
Trip Interruption per trip $7,500
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year $750
Preventive Services (recall exams, cleanings, extraction of impacted teeth) 70%
Basic Services (fillings) 80%
Basic Services (oral surgery, endodontics, periodontics) 10%

Dental benefits also covered:

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.


1 - To obtain all of the details of your coverage, please visit the website for your student Plan at by selecting your student association.

Additional Information

Group Name: OCAD U Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Desjardins Insurance

Group Number (Health & Dental): Q1210

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180