Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your students' association. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, travel, and vision. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(CUSA Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs & Vaccinations* Up to 80%
annual maximum $5,000
Psychologists/Clinical Counsellors/Masters of Social Work per visit $75
annual maximum $300
Physicians and Surgeons (in case of accident only) combined maximum per accident $1,000
Physiotherapists and Athletic Therapists per visit $25
annual maximum (combined) $300
Massage Therapists, Chiropractors, Naturopaths, and Speech Therapists** per visit $15
annual maximum (combined) $300

Health benefits also covered:

Dental accident services, ambulance transportation, accidental death and dismemberment, etc.

*The dispensing fee is limited to $5 per prescription, refill, or vaccination.

**Please note that you need a referral by a physician to be covered for visits to massage therapists, chiropractors, naturopaths, and speech therapists.  

Vision Coverage Plus Vision Coverage Your Plan1
Eye Exam, Eyeglasses & Contact Lenses every 24 months $150
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $3,000
Trip Interruption per trip $7,500
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year $600
Preventive Services (recall exams, cleanings) 70%
Basic Services (fillings, oral surgery, wisdom teeth extractions)     70%
Basic Services (endodontics, periodontics) 10%
Major Restorative (crowns, bridges, posts) 10%

Dental benefits also covered:

X-rays, scaling, etc.

Well-Being Resources Your Plan1
Empower Me2 • Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589


1 - To obtain all of the details of your coverage, please visit the website for your student Plan at by selecting your student association. Please note that Empower Me is available to Carleton undergraduate students who are taking at least 4 courses in the Fall Term.

2 - Please note that Empower Me is not an insurance product. To determine if this product is right for you, to learn more details, or to contact a licensed insurance representative, visit .

Additional Information

Group Name: CUSA Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Desjardins Insurance

Group Number (Health & Dental): Q1107

Insurance Company (Travel): Blue Cross

Group Number (Health & Dental): 97180