Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your Alma Mater Society. This group Plan is unique in that it helps fill the gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(AMS Student Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs* & Vaccinations 80%
annual maximum $3,000
Psychologists per visit100%
annual maximum $1000
Chiropractors per visit 60%
annual maximum $400
Physiotherapists per visit 60%
annual maximum $400
Podiatrists/Chiropodist per visit $30
annual maximum $400
Osteopaths per visit $30
annual maximum $400
Speech Therapists per visit $30
annual maximum $400
Naturopaths per visit $30
annual maximum $400
Massage Therapists per visit $30
annual maximum $400
Registered Dietitians per visit $30
annual maximum $400

Health benefits also covered:

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, etc.
*Note that the dispensing fee is limited to $7 per prescription or refill.

Vision Coverage Plus Vision Coverage Your Plan1
Eyeglasses & Contact Lenses every 24 months $150
Eye Exam every 24 months $75
Laser Eye Surgery every 24 months $150
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $3,000
Trip Interruption per trip $7,500
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year $750
Preventive Services (recall exams, cleanings) 70%
Basic Services (fillings, endodontics, periodontics, oral surgery, extractions) 80%

Dental benefits also covered:

X-rays, scaling, oral hygiene instruction, etc.

Well-Being Resources Your Plan1
Empower Me2 • Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589


1 - To obtain all of the details of your coverage, please visit the website for your student Plan at by selecting your student association. Please note that Empower Me is available to eligible undergraduate and MBA students at Queen's University.  

2 - Please note that Empower Me is not an insurance product. To determine if these products are right for you, for more details, or to contact a licensed insurance representative, visit

Additional Information

Group Name: AMS Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Sun Life Assurance Company of Canada

Group Number (Health & Dental): 22275

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180