Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your students' association. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(MSA Student Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs 80%
annual maximum $5,000
Psychologists/Social Workers* per visit 80% (up to $25)
annual maximum $400
Chiropractors* per visit 80% (up to $25)
annual maximum $400
Physiotherapists* per visit 80% (up to $25)
annual maximum $400
Osteopaths per visit 80% (up to $25)
annual maximum $400
Speech Therapists* per visit 80% (up to $25)
annual maximum $400
Naturopaths per visit 80% (up to $25)
annual maximum $400
Massage Therapists* per visit 80% (up to $25)
annual maximum $400

Health benefits also covered:

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

*Please note that you need a referral by a medical doctor to be covered for visits to massage therapists, chiropractors, physiotherapists, speech therapists, psychologists, and social workers.  

Vision Coverage Plus Vision Coverage Your Plan1
Eyeglasses and Contact Lenses every 24 months $150
Eye Exam per 2 policy years $50
Laser Eye Surgery every 24 months $150
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $3,000
Trip Interruption per trip $7,500
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year $750
Preventive Services (recall exams, cleanings) 70%
Preventive/Basic Services (extraction of impacted teeth) 50%
Basic Services (fillings) 70%
Basic Services (oral surgery, endodontics, periodontics) 20%

Dental benefits also covered:

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

Well-Being Resources Your Plan1
Empower Me2 • Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589


1 - To obtain all of the details of your coverage, please visit the website for your student Plan at by selecting your student association. Please note that Empower Me is available to eligible students at Mohawk College.    

2 - Please note that Empower Me is not an insurance product. To determine if this product is right for you, to learn more details, or to contact a licensed insurance representative, visit

Additional Information

Group Name: MSA Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Sun Life Assurance Company of Canada

Group Number (Health & Dental): 50196

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180