Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective health and dental plan has been put in place by your students' union. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Please note: Students who are eligible for coverage but who are not automatically enrolled in the Plan can only enrol in the Comprehensive Care Plan.

Available Coverage Types Comprehensive
Care Plan1
(Enriched Coverage)
Basic Care Plan2
(Basic Coverage)
Improvement
(The difference in coverage between the Comprehensive Care and Basic Care Plans)
Health Coverage Plus Health Coverage Comprehensive Care Plan1 Basic Care Plan2 Improvement
Prescription Drugs* Up to 75%
annual maximum $10,000
Up to 70%
$5,000
1.07x
2x
Vaccinations 75%
annual maximum $150
70%
$150
1.07x
1x
Psychologists/Social Workers per visit 80%
annual maximum $600
70%
$500
1.14x
1.20x
Chiropractors per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Physiotherapists per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Podiatrists/Chiropodists per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Osteopaths per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Speech Therapists per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Naturopaths per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Massage Therapists** per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Athletic Therapists per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x
Registered Dietitians** per visit up to $30
annual maximum $300
Up to $20
$300
1.50x
1x

Health benefits also covered:

Medical equipment (not covered under the Basic Care Health Plan), commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment (not covered under the Basic Care Health Plan), etc.

*The reimbursement of the dispensing fee is covered up to $8 per prescription or refill (up to $5 under the Basic Care Health Plan).

**Please note that you need a referral by a medical doctor to be covered for visits to massage therapists and registered dietitians.  

Vision Coverage Plus Vision Coverage Comprehensive Care Plan1 Basic Care Plan2 Improvement
Eyeglasses & Contact Lenses every 24 months $100 - COVERED!
Eye Exam every 24 months $60 $60 1x
Laser Eye Surgery 80%
per policy year  (up to $150)
80%
(Up to $150)
1x
1x
Travel Coverage Plus  Travel Coverage Comprehensive Care Plan1 Basic Care Plan2 Improvement
Travel Health Coverage per trip 120 days 120 days 1x
Medical Incident per lifetime $5,000,000 $5,000,000 1x
Trip Cancellation per trip $3,000 $3,000 1x
Trip Interruption per trip $7,500 $7,500 1x
Dental Coverage Plus Dental Coverage Comprehensive Care Plan1 Basic Care Plan2 Improvement
Annual Maximum per policy year $650 $500 1.30x
Preventive Services (recall exams, cleanings, extraction of impacted teeth) 70% 70% 1x
Basic Services (oral surgery, endodontics, periodontics) 70% - COVERED!
Basic Services (fillings) 70% 70% 1x
Well-Being Resources  Comprehensive Care Plan1 Basic Care Plan2 Improvement
Empower Me2 • Consultation service available 24/7
• Toll-free helpline 1-833-628-5589
• Consultation service available 24/7
• Toll-free helpline 1-833-628-5589
1x

Dental benefits also covered:

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

Scaling is covered to a maximum of 4 units per policy year under the Comprehensive Care Plan, or a maximum of 2 units per policy year under the Basic Care Plan.

Notes

1 - To obtain all of the details of your coverage, please visit the website for your student Plan at studentcare.ca by selecting your student association. Please note that Empower Me is available to students covered by the SU Comprehensive Care or Basic Care Health and/or Dental Plan. 

2 - Please note that Empower Me is not an insurance product. To determine if this product is right for you, to learn more details, or to contact a licensed insurance representative, visit studentcare.ca.

Additional Information

Group Name: SU Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Desjardins Insurance

Group Number (Health & Dental): Q1105

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180