Health Plan = Dental Plan =

Your Enhanced Care Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your student society. This group Plan is unique in that it helps fill the gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, travel, and vision. The Plan covers the unexpected and provides you with preventive care services to keep you in good health.

Please note: Students who are eligible for coverage but who are not automatically enrolled in the Plan can only enrol in the Enhanced Care Plan.

Available Coverage Types Enhanced
Care Plan1
(Enriched Coverage)
Basic care Plan2
(Basic Coverage)
Improvement
(The difference in coverage between the Enhanced Care and Basic Care Plans)
Health Coverage Plus Health Coverage Enhanced Care Plan1 Basic Care Plan2 Improvement
Prescription Drugs & Vaccinations* up to 80%
annual maximum $3,500
80%
$3,500
1x
1x
Psychologists/Psychotherapists up to 80%
annual maximum $500
70%
$500
1.1x
1x
Physiotherapists up to 80%
annual maximum $500
70%
$500
1.1x
1x
Chiropractors up to 80%
annual maximum $500
70%
$500
1.1x
1x
Acupuncturists up to 80%
annual maximum $500
70%
$500
1.1x
1x
Massage Therapists up to 80%
annual maximum $500
-
-
COVERED!
Speech Therapists up to 80%
annual maximum $500
70%
$500
1.1x
1x
Dietitians up to 80%
annual maximum $500
70%
$500
1.1x
1x
Naturopaths up to 80%
annual maximum $500
70%
$500
1.1x
1x
Osteopaths** up to 80%
annual maximum (combined maximum) $500
70%
$500
1.1x
1x
Chiropodists** up to 80%
annual maximum (combined maximum) $500
70%
$500
1.1x
1x
Podiatrists** up to 80%
annual maximum (combined maximum) $500
70%
$500
1.1x
1x

Health benefits also covered:

Dental accident services, ambulance transportation, accidental death and dismemberment, etc.

*The dispensing fee is limited to $8 per prescription, refill, or vaccination.
**Visits to a qualified osteopath, chiropodist, or podiatrist are covered up to 80%, to a combined maximum of $500 per policy year.

Vision Coverage Plus Vision Coverage Enhanced Care Plan1 Basic Care Plan2 Improvement
Eye Exam, Eyeglasses, or Contact Lenses every 24 months $200 - COVERED!
Laser Eye Surgery annual maximum $150 - COVERED!
Travel Coverage Plus Travel Coverage Enhanced Care Plan1 Basic Care Plan2 Improvement
Travel Health Coverage per trip 120 days 120 days 1x
Medical Incident per lifetime $5,000,000 $5,000,000 1x
Trip Cancellation per trip $1,500 $1,500 1x
Trip Interruption per trip $5,000 $5,000 1x
Dental Coverage Plus Dental Coverage Enhanced Care Plan1 Basic Care Plan2 Improvement
Annual Maximum per policy year $500 $500 1x
Preventive Services (recall exams, cleanings, x-rays, scaling) 70% 50% 1.4x
Extraction of Impacted Teeth 70% 50% 1.4x
Basic Services (fillings, endodontics, periodontics) 70% 50% 1.4x

Dental benefits also covered:

Oral hygiene instruction, application of fluoride, etc.

Health Coverage Plus Well-Being Resources Enhanced Care Plan1 Basic Care Plan2 Improvement
Empower Me3 • Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589
• Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589
1x

Notes

1 - To obtain all of the details of your coverage, please visit studentcare.ca.

2 - Please note that you are also able to select a basic level of coverage.

3 - Please note that Empower Me is not an insurance product. To determine if these products are right for you, for more details, or to contact a licensed insurance representative, visit studentcare.ca.

Additional Information

Group Name: SOGS Enhanced Care Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Desjardins Insurance

Group Number (Health & Dental): Q1109

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180