Health & Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by the UOSU. This group Plan is unique in that it helps fill the gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(UOSU Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs* and Vaccinations Up to 80%
annual maximum $1,000
Psychologists/Masters of Social Work/Social Workers/Counsellors/
Psychotherapists
per visit 80%
annual maximum $1,750
Chiropractors** per visit Up to $40
annual maximum (combined maximum) $500
Physiotherapists** per visit Up to $40
annual maximum (combined maximum) $500
Occupational Therapists** per visit Up to $40
annual maximum (combined maximum) $500
Homeopaths** per visit Up to $40
annual maximum (combined maximum) $500
Podiatrists** per visit Up to $40
annual maximum (combined maximum) $500
Osteopaths** per visit Up to $40
annual maximum (combined maximum) $500
Speech Therapists** per visit Up to $40
annual maximum (combined maximum) $500
Naturopaths** per visit Up to $40
annual maximum (combined maximum) $500
Massage Therapists** per visit Up to $40
annual maximum (combined maximum) $500
Dietitians** per visit Up to $40
annual maximum (combined maximum) $500
Acupuncturists** per visit Up to $40
annual maximum (combined maximum) $500
Well-Being Resources: Empower Me2 • Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589
Virtual Health Care: Dialogue2 Connect with nurses and physicians via
a mobile or web app from anywhere in Canada

Health benefits also covered:

Medical equipment, ambulance transportation, etc.

*Note that the dispensing fee is limited to $5 per prescription or refill. Eligible contraceptives are covered up to a combined maximum of $300.
**Visits to these practitioners are covered at 100% up to $40 per visit per category of practitioner, to a combined maximum of $500 per policy year for all practitioners. Please note that a referral from an MD is required for visits to a massage therapist, and a referral from an MD or nurse practitioner every 12 months is required for visits to a physiotherapist.

Vision Coverage Plus Vision Coverage Your Plan1
Eye exams, eyeglasses, contact lenses, and laser eye surgery every 24 months $150
OR
Medically necessary contact lenses every 24 months $200
Travel Coverage Plus Travel Coverage  Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $1,500
Trip Interruption per trip $5,000
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year Up to $750
Basic Services (recall exams, cleanings) 70%
Basic Services (fillings, basic oral surgery) 75%
Comprehensive Basic Services (root canals, gum treatments excluding root planing, standard denture services) 75%
Wisdom Teeth Extractions 50%
Comprehensive Oral Surgery and Root Planing 50%

Dental benefits also covered:

X-rays, scaling, denture cleaning

Notes

1 - To obtain all of the details of your coverage, please visit the website for your student Plan at studentcare.ca.

2 - Please note that Empower Me and Dialogue are not insurance products. To determine if these products are right for you, for more details, or to contact a licensed insurance representative, visit studentcare.ca.

Additional Information

Group Name: UOSU Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Green Shield Canada

Group Number (Health & Dental): UNV

Insurance Company (AD&D): Desjardins Insurance

Group Number (AD&D): Q1617

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180