Your Health & Dental Plan at a Glance!
To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your students' society. This group Plan is unique in that it helps fill the gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.
|Available Coverage Types||
(SGPS Student Plan)
|Health Coverage||Your Plan1|
|Prescription Drugs* and Vaccinations at DrugSmart Pharmacy||100% (generic)
annual maximum $5,000
|Prescription Drugs* and Vaccinations at all other pharmacies||80% (generic or brand-name)
annual maximum $5,000
|Chiropractors**||per visit $40
combined annual maximum $600
|per visit 100%
combined annual maximum $500
Health benefits also covered:
Medical equipment, dental accident services, ambulance transportation, accidental death and dismemberment, etc.
*Please note that the dispensing fee is limited to $7 per prescription or refill.
**Visits to these practitioners are covered at $40 per visit per category of practitioner, to a combined maximum of $600 per policy year for all practitioners. Please note that you need a referral from a medical doctor to be covered for visits to a massage therapist.
|Vision Coverage||Your Plan1|
|Eyeglasses & Contact Lenses||every 24 months $150|
|Eye Exam||per policy year $70|
|Travel Coverage||Your Plan1|
|Travel Health Coverage||per trip 120 days|
|Medical Incident||per lifetime $5,000,000|
|Trip Cancellation||per trip $3,000|
|Trip Interruption||per trip $7,500|
|Dental Coverage||Your Plan1|
|Annual Maximum||per policy year $800|
|Preventive Services (checkups, polishing, x-rays)||70%|
|Basic Services (fillings, oral surgery)||75%|
|Wisdom Teeth Extractions||50%|
|Basic and Major Restorative Services (endodontics, periodontics, removable denture adjustments, crowns, bridges, and posts)||10%|
Dental benefits also covered:
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.
|Well-Being Resources||Your Plan1|
|Empower Me2||• Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589
1 - To obtain all of the details of your coverage, please visit the website for your student Plan at studentcare.ca by selecting your student association. Please note that Empower Me is available to eligible graduate and professional students at Queen's University.
2 - Please note that Empower Me is not an insurance product. To determine if these products are right for you, for more details, or to contact a licensed insurance representative, visit studentcare.ca.
Group Name: SGPS Student Health & Dental Plan
Plan Administrator: Studentcare
Insurance Company (Health & Dental): Sun Life Assurance Company of Canada
Group Number (Health & Dental): 141012
Insurance Company (Travel): Blue Cross
Group Number (Travel): 97180