Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your student association. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(WUSA/GSA Student Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs and Vaccinations* 80%
per policy year $12,500
Licensed Psychologists/Clinical Counsellors/Psychoterapist/ Masters of Social Work per visit 80%
annual maximum $800
Chiropractors per visit 80% 
annual maximum $400
Physiotherapists per visit 80%
annual maximum $400
Podiatrists/Chiropodists per visit 80%
annual maximum $400
Osteopaths per visit 80%
annual maximum $400
Speech Therapists per visit 80%
annual maximum $400
Naturopathic Doctors per visit 80%
annual maximum $400
Massage Therapists per visit 80%
annual maximum $400
Registered Dietitians per visit 80%
annual maximum $400
Athletic Therapists per visit 80%
annual maximum $400

Health benefits also covered:

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.
*Dispensing fees for prescriptions or refills are covered up to $8. There is a deductible for each prescription, refill, or vaccination of 20% or $15, whichever is less.
**Please note that you need a referral by a medical doctor to be covered for visits to massage therapists.

Vision Coverage Plus Vision Coverage Your Plan1
Eyeglasses and Contact Lenses every 24 months $125
Eye Exam per 2 policy years $100
Laser Eye Surgery per policy year $150
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 150 days
Medical Incident per lifetime $1,000,000
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year $750
Preventive Services (recall exams, cleanings, root planing, extraction of impacted teeth) 70%
Basic Services (fillings, oral surgery, endodontics, periodontics) 70%

Dental benefits also covered:

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.

Legal Protection Legal Protection Your Program1
Legal Representation*
• Fees of lawyers or experts**
• Disbursements
Legal Information
Free legal helpline:
1-833-202-4571 (toll-free)
Well-Being Resources Services1
Empower Me2
• Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589
Virtual Health Care Services1
Dialogue2 Connect with nurses and physicians via a mobile
or web app from anywhere in Canada


1 - To obtain all of the details of your coverage, please visit the website for your student Plan at by selecting your student association. Please note that the Legal Protection Program is available to full-time and part-time Waterloo students, Empower Me is available to undergraduate and graduate students, and Virtual Health Care is available to undergraduate students covered by the Health Plan. 

2 - Please note that the Legal Protection Program,  Empower Me, and Virtual Health Care are not insurance products. To determine if these products are right for you, to learn more details, or to contact a licensed insurance representative, visit

*A lawyer will take charge of proceedings related to the following areas of law: housing, employment, and academic disputes.

**Legal representation includes experts’ fees up to a maximum of $1,000.

Additional Information

Group Name: WUSA/GSA Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health, Vision, Travel, Dental): Sun Life Assurance Company of Canada

Group Number (Health, Vision, Travel): 83307

Group Number (Dental): 50149