Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your students association. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(McMaster GSA Student Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs and Vaccinations 80%
annual maximum $3,000
Psychologists/Clinical Counsellors/Masters of Social Work/Psychotherapists* per visit $100
annual maximum $400
Chiropractors* per visit $35
annual maximum $500
Physiotherapists* per visit $40
annual maximum $500
Podiatrists/Chiropodists per visit $25
annual maximum $300
Osteopaths per visit $25
annual maximum $300
Speech Therapists per visit $25
annual maximum $300
Naturopaths per visit $25
annual maximum $300
Massage Therapists* per visit $25
annual maximum $500

Health benefits that are also covered:

Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.

 *Please note that you need a referral by a medical doctor to be covered for visits to massage therapists, chiropractors, physiotherapists, and psychologists, clinical cousellors, Masters of Social Work, or licensed psychotherapists.

Vision Coverage Plus Vision Coverage Your Plan1
Eye Exam per policy year $50
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $3,000
Trip Interruption per trip $7,500
Dental Coverage Plus Dental Coverage Your Plan1
Annual Maximum per policy year $750
Preventive Services (recall exams, cleanings, extraction of impacted teeth) 70%
Basic Services (fillings, scaling, oral surgery, endodontics, periodontics) 70%

Dental benefits also covered:

Fluoride treatments, x-rays, oral hygiene instruction, etc.

Well-Being Resources Services1
Empower Me2 • Confidential support service available 24/7
• Toll-free helpline 1-833-628-5589
Virtual Health Care Services1
Dialogue2 Connect with nurses and physicians via a mobile
or web app from anywhere in Canada


1 - To obtain all of the details of your coverage, please visit the website for your student Plan at by selecting your student association. Please note that Empower Me is available to eligible graduate students at McMaster University and Virtual Health Care is available to students covered by the GSA Health Plan.     

2 - Please note that Empower Me and Virtual Health Care are not insurance products. To determine if these products are right for you, for more details, or to contact a licensed insurance representative, visit

Additional Information

Group Name: McMaster GSA Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Sun Life Assurance Company of Canada

Group Number (Health & Dental): 20639

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180