Dental Plan = 
Your Health & Dental Plan at a Glance!
To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your students association. This group Plan is unique in that it helps fill the gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.
| Available Coverage Types |
Your Plan1 (McMaster GSA Student Plan) |
|---|
| Health Coverage |
Your Plan1 |
|---|---|
| Prescription Drugs and Vaccinations | 80% annual maximum $3,000 |
| Psychologists/Clinical Counsellors/Masters of Social Work/Psychotherapists* | per visit $100 annual maximum $400 |
| Chiropractors* | per visit $35 annual maximum $500 |
| Physiotherapists* | per visit $40 annual maximum $500 |
| Podiatrists/Chiropodists | per visit $25 annual maximum $300 |
| Osteopaths | per visit $25 annual maximum $300 |
| Speech Therapists | per visit $25 annual maximum $300 |
| Naturopaths | per visit $25 annual maximum $300 |
| Massage Therapists* | per visit $25 annual maximum $500 |
Health benefits that are also covered:
Medical equipment, commercial laboratory tests, dental accident services, ambulance transportation, accidental death and dismemberment, etc.
*Please note that you need a referral by a medical doctor to be covered for visits to massage therapists, chiropractors, physiotherapists, and psychologists, clinical cousellors, Masters of Social Work, or licensed psychotherapists.
| Vision Coverage |
Your Plan1 |
|---|---|
| Eye Exam | per policy year $50 |
| Travel Coverage |
Your Plan1 |
|---|---|
| Travel Health Coverage | per trip 120 days |
| Medical Incident | per lifetime $5,000,000 |
| Trip Cancellation | per trip $3,000 |
| Trip Interruption | per trip $7,500 |
| Dental Coverage |
Your Plan1 |
|---|---|
| Annual Maximum | per policy year $750 |
| Preventive Services (recall exams, cleanings, extraction of impacted teeth) | 70% |
| Basic Services (fillings, scaling, oral surgery, endodontics, periodontics) | 70% |
Dental benefits also covered:
Fluoride treatments, x-rays, oral hygiene instruction, etc.
 Well-Being Resources |
Your Plan1 |
|---|---|
| Empower Me2 | • Confidential support service available 24/7 • Toll-free helpline 1-833-628-5589 |
Notes
1 - To obtain all of the details of your coverage, please visit the website for your student Plan at studentcare.ca by selecting your student association. Please note that Empower Me is available to eligible graduate students at McMaster University.
2 - Please note that Empower Me is not an insurance product. To determine if these products are right for you, for more details, or to contact a licensed insurance representative, visit studentcare.ca.
Additional Information
Group Name: McMaster GSA Student Health & Dental Plan
Plan Administrator: Studentcare
Insurance Company (Health & Dental): Sun Life Assurance Company of Canada
Group Number (Health & Dental): 20639
Insurance Company (Travel): Blue Cross
Group Number (Travel): 97180