Health Plan = Dental Plan =

Your Health & Dental Plan at a Glance!

To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your student union. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.

Available Coverage Types Your Plan1
(CSU Student Plan)
Health Coverage Plus Health Coverage Your Plan1
Prescription Drugs - Quebec resident Remaining amount after RAMQ
Prescription Drugs - Non-Quebec resident Up to 80%
Vaccinations 80%
Psychologists, psychotherapist, registered Guidance Counsellor, and Social Worker    80%
combined annual maximum $750
Chiropractors per visit $20
annual maximum $400
Physiotherapists per visit $20
annual maximum $400
Podiatrists/Chiropodists per visit $20
annual maximum $400
Osteopaths per visit $20
annual maximum $400
Speech Therapists per visit $20
annual maximum $400
Registered Dietitians* per visit $20
annual maximum $400
Athletic Therapists per visit $20
annual maximum $400
Audiologists (as of March 1, 2021) per visit $20
annual maximum $400

Health benefits also covered:

Medical equipment, dental accident services, nursing care, ambulance transportation, accidental death and dismemberment, etc.

*Please note that you need a referral by a medical doctor to be covered for visits to registered dietitians.  

Vision Coverage Plus Vision Coverage Your Plan1
Eyeglasses & Contact Lenses every 12 months $75
Eye Exam per policy year $30
Laser Eye Surgery per policy year $150
Travel Coverage Plus Travel Coverage Your Plan1
Travel Health Coverage per trip 120 days
Medical Incident per lifetime $5,000,000
Trip Cancellation per trip $3,000
Trip Interruption per trip $7,500
Dental Coverage Plus Dental Coverage
Your Plan1
Annual Maximum per policy year $750
Preventive Services (recall exams, cleanings, extraction of impacted teeth) 70%
Basic Services (fillings, oral surgery, endodontics, periodontics) 50%
Empower Me2 • Consultation service available 24/7
• Toll-free helpline 1-833-628-5589

Dental benefits also covered:

Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.


1 - To obtain all of the details of your coverage, please visit the website for your student Plan at by selecting your student association.

2 - Please note that Empower Me is not an insurance product. To determine if this product is right for you, to learn more details, or to contact a licensed insurance representative, visit

Additional Information

Group Name: CSU Student Health & Dental Plan

Plan Administrator: Studentcare

Insurance Company (Health & Dental): Desjardins Insurance

Group Number (Health & Dental): Q1102

Insurance Company (Travel): Blue Cross

Group Number (Travel): 97180