Dental Plan = 
Your Health & Dental Plan at a Glance!
To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your student union. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, vision, and travel benefits. It covers the unexpected and provides you with preventive care services to keep you in good health.
| Available Coverage Types | Your Plan1 (CSU Student Plan) |
|---|
| Health Coverage |
Your Plan1 |
|---|---|
| Prescription Drugs - Quebec resident | Remaining amount after RAMQ |
| Prescription Drugs - Non-Quebec resident | Up to 80% |
| Vaccinations | 80% |
| Psychologists, psychotherapist, registered Guidance Counsellor, and Social Worker | 80% combined annual maximum $750 |
| Chiropractors | per visit $20 annual maximum $400 |
| Physiotherapists | per visit $20 annual maximum $400 |
| Podiatrists/Chiropodists | per visit $20 annual maximum $400 |
| Osteopaths | per visit $20 annual maximum $400 |
| Speech Therapists | per visit $20 annual maximum $400 |
| Registered Dietitians* | per visit $20 annual maximum $400 |
| Athletic Therapists | per visit $20 annual maximum $400 |
| Audiologists (as of March 1, 2021) | per visit $20 annual maximum $400 |
Health benefits also covered:
Medical equipment, dental accident services, nursing care, ambulance transportation, accidental death and dismemberment, etc.
*Please note that you need a referral by a medical doctor to be covered for visits to registered dietitians.
| Vision Coverage |
Your Plan1 |
|---|---|
| Eyeglasses & Contact Lenses | every 12 months $75 |
| Eye Exam | per policy year $30 |
| Laser Eye Surgery | per policy year $150 |
| Travel Coverage |
Your Plan1 |
|---|---|
| Travel Health Coverage | per trip 120 days |
| Medical Incident | per lifetime $5,000,000 |
| Trip Cancellation | per trip $3,000 |
| Trip Interruption | per trip $7,500 |
| Dental Coverage |
Your Plan1 |
|---|---|
| Annual Maximum | per policy year $750 |
| Preventive Services (recall exams, cleanings, extraction of impacted teeth) | 70% |
| Basic Services (fillings, oral surgery, endodontics, periodontics) | 50% |
| Empower Me2 | • Consultation service available 24/7 • Toll-free helpline 1-833-628-5589 |
Dental benefits also covered:
Fluoride treatments, x-rays, scaling, oral hygiene instruction, etc.
Notes
1 - To obtain all of the details of your coverage, please visit the website for your student Plan at www.studentcare.ca by selecting your student association.
2 - Please note that Empower Me is not an insurance product. To determine if this product is right for you, to learn more details, or to contact a licensed insurance representative, visit www.studentcare.ca.
Additional Information
Group Name: CSU Student Health & Dental Plan
Plan Administrator: Studentcare
Insurance Company (Health & Dental): Desjardins Insurance
Group Number (Health & Dental): Q1102
Insurance Company (Travel): Blue Cross
Group Number (Travel): 97180