Dental Plan = 
Your Enhanced Care Health & Dental Plan at a Glance!
To help students pay for the health services they need, a collective Health & Dental Plan has been put in place by your student society. This group Plan is unique in that it can help fill gaps in provincial health care while offering coverage that is competitively priced. The coverage includes health, dental, travel, and vision. The Plan covers the unexpected and provides you with preventive care services to keep you in good health.
Please note: Students who are eligible for coverage but who are not automatically enrolled in the Plan can only enrol in the Enhanced Care Plan.
| Available Coverage Types | Enhanced Care Plan1 (Enriched Coverage) |
Basic care Plan2 (Basic Coverage) |
Improvement (The difference in coverage between the Enhanced Care and Basic Care Plans) |
|---|
| Health Coverage |
Enhanced Care Plan1 | Basic Care Plan2 | Improvement |
|---|---|---|---|
| Prescription Drugs & Vaccinations* |
up to 80% annual maximum $3,500 |
80% $3,500 |
1x 1x |
| Psychologists/Psychotherapists |
up to 80% annual maximum $500 |
70% $500 |
1.1x 1x |
| Physiotherapists |
up to 80% annual maximum $500 |
70% $500 |
1.1x 1x |
| Chiropractors |
up to 80% annual maximum $500 |
70% $500 |
1.1x 1x |
| Acupuncturists |
up to 80% annual maximum $500 |
70% $500 |
1.1x 1x |
| Massage Therapists |
up to 80% annual maximum $500 |
- - |
COVERED! |
| Speech Therapists |
up to 80% annual maximum $500 |
70% $500 |
1.1x 1x |
| Dietitians |
up to 80% annual maximum $500 |
70% $500 |
1.1x 1x |
| Naturopaths |
up to 80% annual maximum $500 |
70% $500 |
1.1x 1x |
| Osteopaths** |
up to 80% annual maximum (combined maximum) $500 |
70% $500 |
1.1x 1x |
| Chiropodists** |
up to 80% annual maximum (combined maximum) $500 |
70% $500 |
1.1x 1x |
| Podiatrists** |
up to 80% annual maximum (combined maximum) $500 |
70% $500 |
1.1x 1x |
Health benefits also covered:
Dental accident services, ambulance transportation, accidental death and dismemberment, etc.
*The dispensing fee is limited to $8 per prescription, refill, or vaccination.
**Visits to a qualified osteopath, chiropodist, or podiatrist are covered up to 80%, to a combined maximum of $500 per policy year.
| Vision Coverage |
Enhanced Care Plan1 | Basic Care Plan2 | Improvement |
|---|---|---|---|
| Eye Exam, Eyeglasses, or Contact Lenses | every 24 months $200 | - | COVERED! |
| Laser Eye Surgery | annual maximum $150 | - | COVERED! |
| Travel Coverage |
Enhanced Care Plan1 | Basic Care Plan2 | Improvement |
|---|---|---|---|
| Travel Health Coverage | per trip 120 days | 120 days | 1x |
| Medical Incident | per lifetime $5,000,000 | $5,000,000 | 1x |
| Trip Cancellation | per trip $3,000 | $3,000 | 1x |
| Trip Interruption | per trip $7,500 | $7,500 | 1x |
| Dental Coverage |
Enhanced Care Plan1 | Basic Care Plan2 | Improvement |
|---|---|---|---|
| Annual Maximum | per policy year $500 | $500 | 1x |
| Preventive Services (recall exams, cleanings, x-rays, scaling) | 70% | 50% | 1.4x |
| Extraction of Impacted Teeth | 70% | 50% | 1.4x |
| Basic Services (fillings, endodontics, periodontics) | 70% | 50% | 1.4x |
Dental benefits also covered:
Oral hygiene instruction, application of fluoride, etc.
 Well-Being Resources |
Enhanced Care Plan1 | Basic Care Plan2 | Improvement |
|---|---|---|---|
| Empower Me3 |
• Confidential support service available 24/7 • Toll-free helpline 1-833-628-5589 |
• Confidential support service available 24/7 • Toll-free helpline 1-833-628-5589 |
1x |
Notes
1 - To obtain all of the details of your coverage, please visit studentcare.ca.
2 - Please note that you are also able to select a basic level of coverage.
3 - Please note that Empower Me is not an insurance product. To determine if this product is right for you, to learn more details, or to contact a licensed insurance representative, visit studentcare.ca.
Additional Information
Group Name: SOGS Enhanced Care Student Health & Dental Plan
Plan Administrator: Studentcare
Insurance Company (Health & Dental): Desjardins Insurance
Group Number (Health & Dental): Q1109
Insurance Company (Travel): Blue Cross
Group Number (Travel): 97180